On a side note, I realised my amount of spending decreased when I was really busy at work, There was a period of time where I didn't leave work for 5 days (which is why I didn't blog for quite a while)

, because we had to chase this architectural competition deadline.  During this time, I didn't spend THAT much, only on the bare necessities - food.

investing

I think that the tips that are given are very personal based, it might be applicable to soley them or people that have similar situations to them.Whether the financial tip might be useful to you, depends on the situation you are in.

I've been told to invest in certain shares, most of my advice has been pretty mainstream and typical answers that I've been expecting.

Property tips

I found these tips only applicable only to only australia,  and only slightly applicable to property in other countries, since I am currently residing in Hong Kong,  I took the opportunity to ask some friends at work and relatives,  on advice about buying property in Hong Kong. Here the higher up the apartment is,  the more expensive it is,  and also it isn't always the apartments closest to train stations which are most expensive,  rather the further away or the quieter the place is,  the more valuable the place is. 

Echoing what Andrew said,  it is about the demand, it has always been about the demand.

Financial Independance

In my opinion, I think that financial independance is whereby we are able to support ourselves in every day life, whilst maintaining the same/and or better lifestyle that we currently have.

To achieve that, I believe it requires hard work and persistance

Expense tracker

I find it hard to keep track of what I spend, because I never really use to keep track of things I spend, I usually have a set amount of money that I set for myself to be the cap for each week, and living here in Hong Kong has been especially hard for me to keep track of how much I spend, because everything seems so cheap and affordable here, If it wasn't for work, I would be buying things everyday, a little bit here, and a little bit there.

I think i have to write everything i spend down.